✦ THE HOLIDAY STRESS SCORE

How stressful is your holiday destination if things go wrong?

Popular destinations get a Holiday Stress Score out of 100, rating how likely you are to run into something that travel insurance covers, and how costly it would be to sort out.

Search your destination to see its score.

Try: Thailand · USA · Spain · Kenya

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Get the full Holiday Stress Score Top 50, every destination ranked from safest to most stressful, plus the launch report the moment it drops.

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The Holiday Stress Score, Top 50 🎉

A high score doesn't mean a bad holiday. It means the trip carries more of the risks travel insurance exists to cover, so you know how much cover really matters.

How it works
Three numbers, one honest score
1

Search your destination

Type where you're headed and get its Holiday Stress Score out of 100, plus where it ranks.

2

See what drives it

Six risk categories, from medical costs to security, each scored and explained in plain English.

3

Travel prepared

Know the real risks before you go, and make sure the policy you choose actually covers them.

✦ Powered by AI · coming at launch
Trip Check

Tell us about your trip and get a personalised briefing: your destination's risks, the latest alerts, and a checklist of what your cover should include. General guidance to help you travel prepared, never a sales pitch.

What we measure
Six things that turn a trip into a claim

Each destination is scored 1–10 on all six, built from WHO, UNODC, IHME, INFORM and ABI data plus UK FCDO travel advice.

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Medical costs

How much a hospital trip or repatriation would set you back.

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Healthcare

The standard of care you'd actually receive.

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Crime & scams

Theft, fraud and violent crime aimed at travellers.

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Safety & security

Terrorism, unrest and FCDO advise-against zones.

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Road safety

Your odds on the roads, scooters included.

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Natural hazards

Quakes, storms, wildfire and flooding.

TripChecker Assistant
Ask about any destination
General info, not insurance advice. Always check FCDO advice and your policy.